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Discover the best credit card options available
Citi® Secured Mastercard®
Build credit with ease and confidence
- Annual Fee: $0
- Rewards Rate: 1% on eligible purchases
- Intro Offer: N/A
- Credit score: N/A (secured card)
Select Your Card Limit
Choose your secured credit limit and explore available options:
Rewards and Building Credit
With the Citi® Secured Mastercard®, you can earn rewards while building your credit history.
Citi® Secured Mastercard®
Earn 1% cash back on eligible purchases.
More Details
The Application Process
Thinking about applying? Citi has made the online application straightforward and user-friendly.
An Alternative: OpenSky® Secured Visa® Credit Card
If you’re looking for options, the OpenSky® Secured Visa® Credit Card offers great rewards while helping to establish your credit.
OpenSky® Secured Visa® Credit Card
Earn 2% cash back at restaurants and gas stations.
How to apply
Frequently Asked Questions
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A secured credit card requires a cash deposit that serves as your credit limit. It’s ideal for building or rebuilding credit.
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You earn rewards on eligible purchases, helping you save while you build credit.
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Yes, many issuers allow you to upgrade to an unsecured card after demonstrating responsible use.
