Credit and Loans

Spark 2% Cash Plus Card: Maximize Your Rewards

Spark 2% Cash Plus Card

Cash Back, Customizable Categories, and No Annual Fee

Annual Fee: $0
Rewards Rate: 2%
Intro Offer: $500 Cash Bonus
Credit score: 690-850

Spark 2% Cash Plus Card

MORE INFORMATION

Limit card options

Choose the credit limit you want on your Spark 2% Cash Plus Card and explore available options:

CARDS: LIMIT OF UP TO $1,000

CARDS: LIMIT OF UP TO $3,000

CARDS: LIMIT ABOVE $8,000

Rewards and High Credit Limits

With the Spark 2% Cash Plus Card, you can enjoy unlimited 2% cash back on all purchases and customizable categories for higher earnings.

Spark 2% Cash Plus Card

Earn unlimited 2% cash back on every purchase, no limits or rotating categories.

More Details

The Application Process

Applying for the Spark 2% Cash Plus Card is simple and quick. Capital One offers an easy online application process that allows you to apply for this business card in minutes.

An Alternative: Blue Cash Preferred® Card

If you’re looking for another excellent cash-back card, the Blue Cash Preferred® Card offers great rewards for every purchase while supporting credit building.

Blue Cash Preferred® Card

Earn unlimited 1.5% cash back on every purchase.

How to apply

Frequently Asked Questions

: The Spark 2% Cash Plus Card offers unlimited 2% cash back on all purchases and customizable spending categories for higher rewards, plus no annual fee and no foreign transaction fees.
: No, there are no foreign transaction fees on the Spark 2% Cash Plus Card, making it ideal for business owners who travel abroad.
: You can apply online through Capital One’s website by providing your business information and credit details. The process is simple and can be completed in minutes.