Credit and Loans
Banana Republic Rewards Mastercard®: Stylish Spending with Big Rewards
Discover how fashion lovers can benefit from this exclusive rewards card
Banana Republic Rewards Mastercard®
Earn points everywhere, save on fashion purchases
- Annual Fee: $0
- Rewards Rate: Up to 5x points
- Intro Offer: 20% off first purchase
- Credit score: 670–850
Choose Your Ideal Card Limit
Select your desired credit limit and explore available card options tailored to your fashion lifestyle:
Fashion Rewards That Fit Your Lifestyle
With the Banana Republic Rewards Mastercard®, you earn 5 points for every $1 spent at Banana Republic, Gap, Old Navy, and Athleta. You’ll also earn 1 point per $1 everywhere else Mastercard® is accepted. Rewards are redeemable as cash credits toward future purchases, starting at just 500 points.
How to Apply for the Card
Applying for the Banana Republic Rewards Mastercard® is simple. Visit the Banana Republic website or any Gap Inc. store to apply online or in person. You’ll need your personal and financial information ready. Most applicants receive an instant decision, and if approved, you can use your card immediately for in-store or online shopping.
Consider This Alternative: Upromise® World Mastercard®
If you’re looking for a credit card with more flexible cash back on all purchases, the Upromise® World Mastercard® offers 1.5% back on everything, making it a good complement to the more retail-focused Banana Republic card.
