Credit and Loans
Bank of America® Premium Rewards® Credit Card: Your Guide to Rewards and Benefits
Discover the advantages of the Premium Rewards® Credit Card
Credit Card
Earn Rewards, Enjoy Travel Benefits, and More
Annual Fee: $95
Rewards Rate: 3x on travel and dining, 2x on grocery stores, 1.5x on all other purchases
Intro Offer: 50,000 points after spending $3,000 in the first 90 days
Credit Score: 700+ recommended
Explore Your Credit Limit Options
Choose a credit limit that suits your lifestyle and spending habits. Options typically range based on creditworthiness.
Maximize Your Rewards and Benefits
With the Bank of America® Premium Rewards® Credit Card, you can enjoy travel perks and an efficient rewards program that fits your lifestyle.
Bank of America® Premium Rewards® Card
Earn 3 points per dollar on travel and dining purchases!
Learn More
How to Apply for the Bank of America® Premium Rewards® Card
Applying for the Bank of America® Premium Rewards® Credit Card is quick and easy. Follow these steps to get started:
Consider an Alternative: SDFCU Savings Secured Visa Platinum Card
If you’re looking for cash back instead of travel rewards, consider the SDFCU Savings Secured Visa Platinum Card, which offers great earning potential for everyday purchases.
SDFCU Savings Secured Visa Platinum Card
Earn 3% cash back on online shopping!
Learn More
Frequently Asked Questions
What benefits does the Bank of America® Premium Rewards® Card offer?
The card offers 3 points on travel and dining, a welcome bonus, no foreign transaction fees, and travel insurance benefits.
Is there an annual fee for the card?
Yes, the annual fee is $95, which can be offset by the value of the rewards earned.
How can I maximize my rewards?
Use your card for travel and dining purchases to earn the most points, and ensure you meet the spending requirement for the welcome bonus.