Credit Card Payoff Calculator

See how long it could take to pay off your card balance

Estimate your payoff timeline, total interest and total amount paid before exploring your next card options.

✔ No impact on credit score ✔ Free estimate ✔ Takes less than 30 seconds
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Estimated payoff time
49 months

Use this estimate to compare lower APR options, balance transfer cards and possible ways to reduce interest faster.

Your monthly payment is too low to reduce the balance at this APR. Increase the payment amount to see a payoff estimate.
Total interest $2,236.07
Total paid $7,236.07
Monthly payment used $150.00
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Based on your estimate, you may benefit from exploring lower APR cards or balance transfer options that could reduce your payoff cost.

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Add your balance, APR and payment amount to get an instant payoff estimate.

Estimated payoff. Subject to verification. Terms apply. This calculator provides estimates for informational purposes only and does not guarantee rates, approval or card offers.