Credit and Loans
U.S. Bank Smartly™ Visa Signature® Card
Discover the Best Credit Card Options
Credit Card
Rewards, Easy Approval, and No Annual Fee
- Annual Fee: $0
- Rewards Rate: 2X Points on Everyday Purchases
- Intro Offer: 20,000 Points after spending $1,000 in the first 3 months
- Credit Score: 700+ recommended
Limit Card Options
Choose the credit limit you want on your credit card and see the available options:
Rewards and Benefits
With the U.S. Bank Smartly™ Visa Signature® Card, you can earn rewards effortlessly while enjoying additional benefits.
U.S. Bank Smartly™ Visa Signature® Card
Earn unlimited 2X points on everyday purchases.
More Details
The Application Process
Thinking about applying? You’ll be pleased to know that U.S. Bank has streamlined the online application process to be as user-friendly as possible.
An Alternative:Chase Freedom Unlimited
If you’re exploring options, the Chase Freedom Unlimited® card offers competitive cash back and great flexibility for your spending.
Chase Freedom Unlimited
Earn 1.5% cash back on every purchase.
How to Apply
Frequently Asked Questions
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The card offers rewards on everyday purchases, no annual fee, and travel benefits like travel accident insurance and lost luggage reimbursement.
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Utilize your card for everyday spending in categories that earn 2X points, and redeem points for cash back or travel expenses.
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Yes, new cardholders can earn 20,000 points after spending $1,000 in the first 3 months of account opening.