The UnitedSM Explorer Card is a co-branded credit card offered by United Airlines in partnership with Chase. It is a great option for frequent travelers, especially those who fly often with United Airlines, offering several travel-related perks and rewards. This guide will cover the essential features of the UnitedSM Explorer Card, how to apply for it, and tips for making the most out of the benefits it provides.
1. Overview of the UnitedSM Explorer Card
The UnitedSM Explorer Card is designed to cater to individuals who regularly travel with United Airlines. As a co-branded credit card, it offers both travel rewards and exclusive perks that make flying with United Airlines a more pleasant experience. This card is also beneficial for those looking to earn miles that can be redeemed for flights, hotel stays, and other travel-related expenses.
2. Key Features of the UnitedSM Explorer Card
a. Welcome Bonus
One of the most attractive features of the UnitedSM Explorer Card is its welcome bonus. New cardholders can earn a significant number of Bonus Miles after making a specified amount in purchases during the first few months of opening the account. As of 2024, this bonus can be up to 70,000 bonus miles, which can be redeemed for a round-trip flight or for upgrading your seat on United Airlines.
b. Earning Miles
The UnitedSM Explorer Card allows you to earn 2 miles per dollar on United Airlines purchases, as well as on dining and hotel stays. Additionally, cardholders earn 1 mile per dollar on all other purchases. This makes the card an excellent choice for those who frequently dine out or travel for business.
For example, if you spend a lot on dining and travel, you can quickly accumulate miles that can be used for flights or other travel-related benefits, thus maximizing the value of your spending.
c. Free First Checked Bag
When flying on United Airlines, cardholders are eligible for a free first checked bag for themselves and one companion on the same reservation. This perk can save travelers up to $35 per person on a one-way flight, making it a great cost-saving benefit, especially for families or those traveling with large luggage.
d. Priority Boarding
UnitedSM Explorer Cardholders enjoy priority boarding on United flights, allowing them to board the plane earlier and settle into their seats without the rush. This means a smoother and more relaxed boarding process, particularly on crowded flights.
e. Two United Club Passes Annually
Another fantastic benefit is the two United Club one-time passes you receive each year. These passes grant access to United Club lounges, where you can relax before your flight with complimentary drinks, snacks, and comfortable seating. It’s a premium perk for frequent United Airlines passengers.
f. No Foreign Transaction Fees
The UnitedSM Explorer Card does not charge any foreign transaction fees, making it an excellent choice for international travelers. Whether you’re booking a flight abroad or making purchases while traveling, you won’t have to worry about additional charges when using your card overseas.
g. Global Entry or TSA PreCheck Credit
Another benefit offered to cardholders is a statement credit for Global Entry or TSA PreCheck application fees. Both of these programs expedite the security screening process at airports, making your travel experience more convenient. The card will reimburse the application fee for either program every 4 years, which can save you up to $100.
h. Travel Protection Benefits
The UnitedSM Explorer Card offers various travel protection benefits, including trip cancellation insurance, trip interruption insurance, baggage delay insurance, and travel accident insurance. These protections provide peace of mind in case of unexpected changes to your travel plans, such as flight delays or cancellations, or in case of lost luggage.
3. Annual Fee and Other Costs
The UnitedSM Explorer Card has an annual fee of $95. While there is an annual fee, the card’s benefits can quickly offset this cost, especially with the welcome bonus, free checked bags, and travel protection features. It’s important to consider your personal travel habits to determine whether the annual fee is worth it for you.
4. How to Apply for the UnitedSM Explorer Card
Applying for the UnitedSM Explorer Card is straightforward, and there are several ways to submit an application. Below are the steps to follow for applying online.
a. Visit the Official Website
To apply for the UnitedSM Explorer Card, visit the official Chase website, where you will find the card’s details and the application form. You can access the application page directly from the Chase or United Airlines websites.
b. Review the Requirements
Before applying, ensure that you meet the basic requirements. You should be at least 18 years old, have a valid Social Security Number, and a good to excellent credit score (typically above 650). Although the card can be issued to individuals with less-than-perfect credit, a higher credit score will increase your chances of approval.
c. Fill Out the Application Form
Complete the online application form with your personal information, including your name, address, income, and Social Security Number. Additionally, you will need to agree to the terms and conditions outlined by Chase and United Airlines.
d. Submit the Application
Once you’ve filled out the application form, review your information for accuracy and submit it. In many cases, you will receive a response regarding the status of your application within a few minutes. If approved, your card will arrive in the mail within 7-10 business days.
5. Maximizing Your UnitedSM Explorer Card Benefits
To get the most out of your UnitedSM Explorer Card, consider the following tips:
- Take advantage of the sign-up bonus by making the required purchases early in the cardholder year.
- Use your card for United Airlines flights and purchases to earn 2 miles per dollar spent.
- Always check for special promotions on flights, hotels, and dining that might allow you to earn extra miles.
- Utilize the free checked bag and priority boarding perks to make your travel experience more convenient and comfortable.
6. Conclusion
The UnitedSM Explorer Card is a solid choice for those who frequently fly with United Airlines or who are looking to earn valuable rewards through travel-related purchases. Its extensive benefits, including the generous sign-up bonus, free checked bags, priority boarding, and access to United Club lounges, make it a great option for frequent flyers. While the annual fee is modest, the card’s features more than justify the cost, especially for those who travel often.
By taking advantage of the card’s rewards program, travel benefits, and application bonuses, you can make the most of every mile you earn. Whether you’re a frequent traveler or just looking for a reliable travel rewards card, the UnitedSM Explorer Card offers plenty of value and convenience.
