Credit and Loans
Discover it® Secured Credit Card Overview
A Smart Choice for Building Credit
Discover it® Secured Credit Card
Build Credit with Rewards and Security
- Annual Fee: $0
- Rewards Rate: 2% on Gas and Restaurants
- Intro Offer: Cashback Match in the first year
- Credit score: No minimum required
Choose Your Credit Limit
Select a security deposit amount to determine your credit limit, ranging from $200 to $2,500:
Earn Rewards While Building Credit
With the Discover it® Secured Credit Card, you can earn cash back on everyday purchases while improving your credit score.
Discover it® Secured Credit Card
Earn unlimited 2% cash back on purchases at gas stations and restaurants, and 1% on all other purchases.
More Details
Simple Application Process
Applying for the Discover it® Secured Credit Card is quick and easy. Follow these steps to get started:
Alternative Option: Wells Fargo Active Cash® Card
If you’re looking for an unsecured option, consider the Wells Fargo Active Cash® Card, which offers similar rewards without a security deposit.
Wells Fargo Active Cash® Card
Earn 5% cash back on rotating categories each quarter.
How to Apply
Frequently Asked Questions
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A secured credit card requires a cash deposit that acts as collateral, making it easier to obtain credit.
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Yes, your deposit will be refunded when you close your account in good standing or when you transition to an unsecured card.
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You earn 2% cash back on purchases at gas stations and restaurants up to $1,000 each quarter, and 1% on all other purchases.