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Discover the Best Credit Card Options
Chime Credit Builder Visa® Credit Card
Build Credit with No Fees and Easy Approval
- Annual Fee: $0
- No Interest Charges
- No Credit Check Required
- Credit Score Reporting to All Major Bureaus
Limit Your Credit Options
Choose the credit limit you want on your Chime Credit Builder Card and see your options:
Rewards and High Credit Limits
With the Chime Credit Builder Visa® Card, you can easily manage your spending while building your credit.
Chime Credit Builder Visa® Credit Card
Earn unlimited rewards while building your credit history.
More Details
The Application Process
Thinking about applying? Chime offers a streamlined online application process that is user-friendly and fast.
An Alternative: OpenSky® Secured Visa® Credit Card
If you’re exploring options, secured credit cards can also be a great way to build credit while maintaining control over your spending.
OpenSky® Secured Visa® Credit Card
Build your credit responsibly with secured cards.
How to apply
Frequently Asked Questions
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A secured credit card requires a deposit that serves as your credit limit, helping you build credit with responsible use.
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You deposit funds into your Chime account, which acts as your credit limit, allowing you to spend responsibly and build credit.
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Yes, you can increase your limit by adding more funds to your Chime account at any time.