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Chime Credit Builder Visa® Credit Card

Build Credit with No Fees and Easy Approval

  • Annual Fee: $0
  • No Interest Charges
  • No Credit Check Required
  • Credit Score Reporting to All Major Bureaus

Chime Credit Builder Visa® Credit Card

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Limit Your Credit Options

Choose the credit limit you want on your Chime Credit Builder Card and see your options:

Rewards and High Credit Limits

With the Chime Credit Builder Visa® Card, you can easily manage your spending while building your credit.

Chime Credit Builder Visa® Credit Card

Earn unlimited rewards while building your credit history.

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The Application Process

Thinking about applying? Chime offers a streamlined online application process that is user-friendly and fast.

An Alternative: OpenSky® Secured Visa® Credit Card

If you’re exploring options, secured credit cards can also be a great way to build credit while maintaining control over your spending.

OpenSky® Secured Visa® Credit Card

Build your credit responsibly with secured cards.

How to apply

Frequently Asked Questions