Credit and Loans

Xbox Mastercard: Level Up Your Purchases

Turn your daily spending into Xbox rewards

Xbox Mastercard

Earn points, get exclusive Xbox perks, and enjoy no annual fee

  • Annual Fee: $0
  • 5x on Microsoft Store purchases
  • Intro Offer: 5,000 points + 3 months Xbox Game Pass
  • Credit score: Good or better

Xbox Mastercard by Barclays

MORE INFORMATION

Limit card options

With the Xbox Mastercard, your credit limit will depend on your credit history and profile. Barclays typically offers competitive limits for qualified applicants:

CARDS: LIMIT OF UP TO $1,000
CARDS: LIMIT OF UP TO $3,000
CARDS: LIMIT ABOVE $8,000

Gaming Rewards for Everyday Spending

With the Xbox Mastercard, you earn rewards not just on gaming-related purchases but also on streaming, food delivery, and more. Redeem your points for Xbox consoles, games, and add-ons directly through your Microsoft account.

Xbox Mastercard by Barclays

Earn 5x points on Microsoft Store, 3x on streaming, and 2x on delivery apps.

More Details

The Application Process

To apply for the Xbox Mastercard, you must be a U.S. resident and have an Xbox or Microsoft account. The application is hosted by Barclays and typically takes just a few minutes online. You can even customize your card with your Gamertag and choose from 5 exclusive designs.

An Alternative: Ramp Business Card

If you’re more of a PlayStation fan, the Ramp Business Card offers points on Sony purchases and PlayStation Store content. It also has no annual fee and provides discounts on digital games and subscriptions.

Ramp Business Card

Earn 5x points on PlayStation purchases and 1x on all others.

How to apply

Frequently Asked Questions