The Hawaiian Airlines® World Elite Business Mastercard®, issued by Barclays, is designed for business owners who frequently travel to and from Hawaii. This premium business credit card offers a variety of benefits, including travel rewards, airline perks, and business-oriented features. In this guide, we will explore the key details, benefits, fees, and the application process for this card.
Key Features
Welcome Bonus
New cardholders can earn a generous welcome bonus after meeting the minimum spending requirements within the first few months of account opening. The specific bonus amount varies based on promotional offers, so it is recommended to check the latest offer on the Barclays or Hawaiian Airlines website.
Earning HawaiianMiles
The card allows users to accumulate HawaiianMiles on eligible purchases, which can be redeemed for flights and other rewards. Here is how you can earn miles:
- 3x miles per dollar spent directly with Hawaiian Airlines
- 2x miles per dollar spent on dining, gas stations, and office supply stores
- 1x mile per dollar spent on all other purchases
These earning rates make it an excellent choice for businesses that spend frequently in these categories.
Travel Benefits
- First Checked Bag Free: Primary cardholders and authorized users can enjoy one free checked bag when flying with Hawaiian Airlines.
- Companion Discount: Receive an annual $100 companion discount for travel on Hawaiian Airlines.
- No Foreign Transaction Fees: Make international purchases without worrying about extra fees.
- Priority Boarding: Get early access to boarding when flying with Hawaiian Airlines.
- Access to Exclusive Discounts: Enjoy special discounts on vacation packages, hotels, and car rentals.
Business Benefits
- Employee Cards: Business owners can request additional employee cards at no extra cost, allowing employees to make purchases and earn miles for the business.
- Expense Management Tools: The card provides tools for tracking expenses, setting spending limits, and generating reports.
- World Elite Mastercard Benefits: As part of the World Elite Mastercard program, the card includes additional perks such as travel insurance, purchase protection, and exclusive business offers.
Fees and Interest Rates
While the Hawaiian Airlines® World Elite Business Mastercard® offers valuable perks, it is important to consider the associated costs:
- Annual Fee: $99
- APR for Purchases and Balance Transfers: Variable APR based on creditworthiness
- Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
- Late Payment Fee: Up to $40
How to Apply
Eligibility Requirements
Before applying, ensure that you meet the following criteria:
- You must be a U.S. resident with a valid business entity.
- You should have a good to excellent credit score (typically 700 or higher).
- Your business should have a sufficient income to support credit obligations.
Application Process
- Visit the Official Website – Go to the Barclays website or the Hawaiian Airlines credit card page to find the application form.
- Provide Business Information – Enter details about your business, including legal name, industry type, annual revenue, and tax identification number.
- Provide Personal Information – Submit your personal details, including name, Social Security number, and income verification.
- Agree to Terms and Submit – Review the card terms, fees, and conditions before submitting your application.
- Wait for Approval – Approval times vary, but many applicants receive an instant decision. If further review is needed, you may be contacted for additional information.
Is This Card Right for Your Business?
The Hawaiian Airlines® World Elite Business Mastercard® is a great choice if:
- Your business has frequent travel needs to Hawaii.
- You want to earn valuable HawaiianMiles on business expenses.
- You value travel perks like priority boarding and companion discounts.
- You prefer no foreign transaction fees for international purchases.
However, if your business rarely flies Hawaiian Airlines or prefers a more flexible travel rewards program, other business credit cards might be a better fit.
Final Thoughts
The Hawaiian Airlines® World Elite Business Mastercard® offers significant value for business owners who frequently travel to Hawaii. With its travel perks, earning potential, and business-friendly features, it stands out as a strong option for those looking to maximize rewards on travel-related expenses. Before applying, consider your business spending habits and whether the benefits outweigh the annual fee.
For the most up-to-date information, always check the official Barclays or Hawaiian Airlines website.
