Credit and Loans

Instacart Mastercard®: A Rewarding Way to Shop for Groceries

Discover the benefits of the Instacart Mastercard® and earn cashback on your grocery purchases

Instacart Mastercard®

Earn cashback while shopping for groceries and more

Annual Fee: $0
Rewards Rate: 5% on Instacart purchases, 2% on groceries, 1% on all other purchases
Intro Offer: $100 after spending $500 in the first 3 months
Credit Score: 690-850

Instacart Mastercard®

MORE INFORMATION

Flexible Spending and High Limits

Choose the credit limit that suits your needs and enjoy benefits for your grocery shopping and everyday expenses.

CARDS: LIMIT OF UP TO $1,000

CARDS: LIMIT OF UP TO $3,000

CARDS: LIMIT ABOVE $8,000

Earn More with Instacart Mastercard®

The Instacart Mastercard® allows you to earn unlimited 5% cashback on Instacart purchases and 2% on groceries, making it perfect for regular grocery shoppers.

Instacart Mastercard®

Earn unlimited 5% cashback on Instacart purchases and 2% on groceries.

More Details

How to Apply for the Instacart Mastercard®

The online application process for the Instacart Mastercard® is simple and quick. Learn how you can apply and start earning rewards today.

An Alternative: Spark 2% Cash Plus Card

If you’re considering other options, the Spark 2% Cash Plus Card offers cashback on all purchases and is great for building credit.

Spark 2% Cash Plus Card

Earn unlimited 1.5% cashback on every purchase.

How to Apply

Frequently Asked Questions

: You can earn 5% cashback on all purchases made through Instacart and 2% on grocery store purchases outside of Instacart.
: No, the Instacart Mastercard® has no annual fee, making it a cost-effective option for everyday use.
: You can apply for the Instacart Mastercard® online by visiting the official Instacart website and filling out the application form.