Credit and Loans
Merrick Bank Secured Credit Card
Discover the Best Credit Card Options
Credit Card
Build Credit with a Secured Card
- Annual Fee: $0
- Security Deposit: $200 – $2,500
- Credit Reporting: Yes
- Credit Score: All scores welcome
Choose Your Credit Limit
Select a security deposit that fits your budget and sets your credit limit accordingly:
Benefits of Using a Secured Card
With the Merrick Bank Secured Credit Card, you can build your credit while enjoying the benefits of a traditional credit card.
Merrick Bank Secured Credit Card
Reported to all three major credit bureaus.
More Details
How to Apply
Applying for the Merrick Bank Secured Credit Card is a simple online process. Here’s how to get started:
Alternatives to Consider
If you’re exploring options, consider other secured credit cards that also help build credit effectively.
Citi® Secured Mastercard®
Explore various secured credit card options.
View Alternatives
Frequently Asked Questions
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A secured credit card requires a cash deposit as collateral, which typically serves as your credit limit.
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By making timely payments and keeping your balance low, you can improve your credit score over time.
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Typically, your security deposit does not earn interest while held as collateral.