Credit and Loans

SDFCU Savings Secured Visa Platinum Card Overview

Build Your Credit with Confidence and Convenience

Savings Secured Visa Platinum Card

Secure Your Future with a Great Credit Tool

Annual Fee: $0
Credit Limit: Equal to your savings deposit
Interest Rate: Competitive APR
Credit Score Requirement: 580+

SDFCU Savings Secured Visa Platinum Card

MORE INFORMATION

Flexible Credit Limits

With the SDFCU Savings Secured Visa Platinum Card, your credit limit is directly linked to your savings account deposit, providing you with control over your credit usage.

LIMIT OF UP TO $1,000

LIMIT OF UP TO $3,000

LIMIT ABOVE $8,000

Earn Rewards and Build Credit

Using the SDFCU Savings Secured Visa Platinum Card responsibly can help you earn rewards while building your credit history effectively.

SDFCU Savings Secured Visa Platinum Card

Earn rewards on every purchase while securing your credit.

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The Application Process

Applying for the SDFCU Savings Secured Visa Platinum Card is simple and user-friendly, designed to help you get started on your credit journey with ease.

Consider an Alternative: Alliant Cashback Visa Signature Credit Card

If you’re looking for other options, the Alliant Cashback Visa Signature Credit Card offers additional benefits and rewards for established credit users.

Alliant Cashback Visa Signature Credit Card

Enjoy premium rewards and benefits with the SDFCU Visa Signature Card.

How to Apply

Frequently Asked Questions

: A secured credit card helps individuals build or rebuild their credit history while minimizing risk to the lender.
: Your credit limit is based on the amount you deposit into a SDFCU savings account, providing a clear connection between your spending and savings.
: Yes, after demonstrating responsible use, you may be eligible to upgrade to an unsecured credit card with higher limits and rewards.