Credit and Loans

Your Guide to the Total Visa® Unsecured Credit Card

Discover the benefits and application process for building your credit

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Total Visa® Unsecured Credit Card

Build Your Credit with Ease

  • Annual Fee: $75 – $99
  • APR: 25.99% (variable)
  • Initial Credit Limit: $300 – $1,000
  • Credit Score Requirement: 300 – 700

Total Visa® Unsecured Credit Card

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Credit Limit Options

Choose your credit limit based on your financial needs and creditworthiness:

LIMIT OF UP TO $1,000
LIMIT OF UP TO $3,000
LIMIT ABOVE $8,000

Rewards and Benefits

The Total Visa® card provides opportunities to earn rewards while improving your credit score.

Total Visa® Unsecured Credit Card

Build your credit with responsible use!

More Details

How to Apply

Applying for the Total Visa® card is easy! Follow these steps to get started:

Alternative Options: First Progress Platinum Prestige Mastercard® Secured Credit Card

If you’re considering other options, secured credit cards can also help you build credit effectively.

First Progress Platinum Prestige Mastercard® Secured Credit Card

A great option for those starting out!

Learn More

Frequently Asked Questions

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