If you’re a business owner who frequently travels or books accommodations through Wyndham Hotels & Resorts, the Wyndham Rewards Earner® Business Card could be a powerful tool in your financial toolkit. Designed specifically for entrepreneurs and small business operators, this credit card offers a generous rewards structure, travel perks, and access to Wyndham’s expansive hotel network.
With over 8,900 properties worldwide, Wyndham is a top choice for both business and leisure travelers. Whether you’re attending conferences, scheduling meetings across the country, or managing travel for employees, this card offers benefits that can enhance your overall travel experience while rewarding your spending.
Key Benefits of the Wyndham Rewards Earner® Business Card
1. Generous Welcome Bonus
New cardholders can earn a substantial introductory bonus:
Earn 45,000 Wyndham Rewards bonus points after spending $1,000 on purchases within the first 90 days of account opening.
This bonus can be redeemed for up to six free nights at Wyndham’s Tier 1 properties or a few nights at higher-tier hotels. This perk alone can offset the card’s annual fee in your first year.
2. High Rewards Rate on Business Spending
This card is tailored to business owners and offers an impressive rewards system:
- 8X points per $1 spent on Wyndham Hotels & Resorts (including room charges, qualifying incidentals, and other eligible purchases).
- 5X points per $1 on marketing, advertising, and utility services—key spending categories for many businesses.
- 1X point per $1 on all other purchases.
These bonus categories reflect common business expenses, making it easy to rack up points faster than you would with a personal rewards card.
3. Wyndham Rewards Diamond Status
Unlike the personal version of the card (which offers Gold status), the Business Card grants automatic Wyndham Rewards Diamond status to cardholders.
Diamond status includes the following benefits:
- Suite upgrades upon availability
- 20% bonus on base point earnings during stays
- Early check-in and late check-out
- Welcome amenities at select hotels
- A direct path to enhanced service at Wyndham hotels
This elite status can elevate every hotel stay, offering comfort, priority service, and convenience.
4. Annual Bonus Points
On every card anniversary, you’ll receive 15,000 bonus points—enough for at least two free nights at a Tier 1 Wyndham property. These bonus points reward cardholders for ongoing loyalty and continued use of the card.
5. No Foreign Transaction Fees
For international business travel, the Wyndham Rewards Earner® Business Card is ideal—it does not charge any foreign transaction fees, meaning you can make purchases abroad without worrying about added costs.
6. Employee Cards at No Additional Cost
You can request employee cards for your team to track spending and maximize points. All points from employee purchases accumulate into the main account, allowing your business to earn even more rewards.
You can also set spending limits on employee cards to maintain budget control.
7. Business Management Tools
Issued by Barclays, the Wyndham Rewards Earner® Business Card provides access to business management tools, including detailed transaction reports, expense categorization, and spending alerts—all useful for managing company expenses.
Rates and Fees
Here’s what you need to know about the financial terms:
- Annual Fee: $95
- Purchase APR: Variable (based on your creditworthiness)
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash Advance Fee: Either $10 or 5%, whichever is greater
- No Foreign Transaction Fees
Although the card has a modest annual fee, the welcome bonus, ongoing rewards, and Diamond status easily make it worth the cost for frequent travelers.
Redeeming Wyndham Rewards Points
Points earned with this card can be redeemed for a wide variety of rewards:
- Free nights at Wyndham Hotels & Resorts
- Room upgrades
- Points + cash stays
- Gift cards and merchandise
- Experiences, such as tours and local attractions
Redemption starts at 7,500 points per night, depending on the property category.
How to Apply for the Wyndham Rewards Earner® Business Card
Applying for this card is simple and can be done online in just a few minutes. Here’s how:
1. Verify Eligibility
Ensure that your business is eligible. You can apply with a registered LLC, corporation, partnership, or even as a sole proprietor. You’ll need to provide some basic business information.
2. Gather Required Information
To complete the application, have the following ready:
- Legal business name
- Business structure and industry type
- Federal Tax ID or Social Security Number (for sole proprietors)
- Annual business revenue
- Estimated monthly spend
- Personal details (name, address, income, SSN)
3. Visit the Official Application Page
You can apply directly on the Wyndham Rewards Credit Card page under the Business Card section.
4. Fill Out and Submit the Form
Complete the application with accurate business and personal information. Barclays will perform a credit check, and most applicants receive a decision within minutes.
Once approved, your card will be mailed within 7–10 business days.
Who Should Get This Card?
The Wyndham Rewards Earner® Business Card is a smart choice for:
- Business owners who frequently travel for work
- Freelancers or consultants who book hotel stays often
- Small businesses looking to manage employee spending
- Anyone loyal to Wyndham’s network of properties who wants Diamond-level perks
Final Thoughts
The Wyndham Rewards Earner® Business Card offers outstanding value for business owners who travel or manage travel-related expenses. With elite Diamond status, a strong rewards structure, and valuable annual bonuses, this card pays for itself with just a few business trips per year.
Additionally, the ability to earn 8X points at Wyndham, track employee spending, and avoid foreign fees makes it a top-tier choice among business travel cards.
If you’re ready to maximize your business expenses and enjoy first-class travel perks, the Wyndham Rewards Earner® Business Card could be your perfect match.
