The American Express® Aeroplan® Reserve Card is a premium credit card that offers a wealth of benefits tailored for frequent travelers, particularly those who are loyal to Air Canada and the Aeroplan loyalty program. This card combines the prestige of American Express with the robust rewards structure of Aeroplan, making it an excellent choice for those who value travel rewards, exclusive access, and premium services. In this article, we will explore the card’s features, benefits, and application process.
Key Features of the American Express® Aeroplan® Reserve Card
1. Welcome Bonus
One of the most appealing aspects of the Aeroplan Reserve Card is its generous welcome bonus. New cardholders can earn a substantial number of Aeroplan points after meeting a minimum spending requirement within the first few months. This bonus can significantly accelerate your ability to redeem flights and upgrades.
2. Aeroplan Points Earning Structure
The card allows you to earn Aeroplan points on every purchase. The earning rates are often tiered, with higher points for purchases made on Air Canada and travel-related expenses, such as hotels and restaurants. For example, you may earn 3 Aeroplan points per dollar spent on Air Canada purchases, 2 points on travel, and 1 point on all other eligible purchases. This structure makes it easier to rack up points quickly, especially for frequent travelers.
3. Travel Benefits
The Aeroplan Reserve Card comes with a suite of travel benefits that can enhance your flying experience:
- Priority Check-In and Boarding: Cardholders enjoy priority check-in and boarding privileges, making your travel experience smoother and more efficient.
- Lounge Access: Access to Air Canada’s Maple Leaf Lounges is a highlight, allowing you to relax in comfort before your flight. You also get access to over 1,300 airport lounges worldwide through the Priority Pass program.
- Travel Insurance: The card includes comprehensive travel insurance, covering trip cancellations, delays, and lost luggage, providing peace of mind while you travel.
4. No Foreign Transaction Fees
One of the key advantages of the American Express Aeroplan Reserve Card is that it does not charge foreign transaction fees. This feature is particularly beneficial for international travelers, as it allows you to make purchases abroad without incurring additional costs.
5. Aeroplan Status Qualifying Miles
Cardholders can earn Aeroplan Status Qualifying Miles (SQM) with their spending. This allows you to work towards elite status in the Aeroplan program, unlocking even more benefits like upgrades and increased point earning potential.
6. Travel Assistance
In addition to travel insurance, the card offers travel assistance services. This includes emergency medical assistance, concierge services, and more. The concierge can help with a variety of tasks, from booking restaurants to arranging travel itineraries.
7. Flexible Redemption Options
Aeroplan points can be redeemed for flights, upgrades, and various other rewards. The flexibility in redemption options allows cardholders to choose how and when they want to use their points, whether for a quick getaway or a luxurious vacation.
Annual Fee and Other Considerations
The American Express Aeroplan Reserve Card does come with a higher annual fee compared to other credit cards, reflecting its premium status and the extensive benefits offered. However, for those who travel frequently, the rewards and perks can far outweigh the cost. It’s important to assess your travel habits and calculate whether the benefits will exceed the annual fee.
How to Apply for the American Express® Aeroplan® Reserve Card
Applying for the American Express Aeroplan Reserve Card is a straightforward process. Here’s a step-by-step guide:
1. Check Your Eligibility
Before applying, ensure that you meet the eligibility requirements. Typically, applicants must be at least 18 years old, have a good credit score, and be a resident of Canada. It’s wise to review your credit report to confirm your credit standing.
2. Gather Necessary Information
When you apply, you’ll need to provide personal information, including:
- Full name
- Address
- Date of birth
- Employment information
- Financial details, including income and expenses
3. Visit the American Express Website
Go to the American Express website and navigate to the Aeroplan Reserve Card page. There, you will find detailed information about the card, including its features, benefits, and any current promotions.
4. Complete the Application Form
Fill out the online application form. This will include all the personal and financial information you gathered earlier. Ensure that all information is accurate to avoid delays in processing.
5. Submit Your Application
After completing the application, submit it for review. American Express typically processes applications quickly, and you may receive a decision within a few minutes.
6. Activate Your Card
If approved, your card will be mailed to you. Once you receive it, follow the instructions provided to activate it. You can then start enjoying the benefits of the Aeroplan Reserve Card.
Conclusion
The American Express® Aeroplan® Reserve Card is an exceptional choice for avid travelers looking to maximize their rewards and enjoy premium travel benefits. With its generous point earning structure, access to exclusive lounges, comprehensive travel insurance, and no foreign transaction fees, this card is designed to enhance your travel experience. If you frequently travel with Air Canada or are invested in the Aeroplan program, applying for this card could be a smart financial move that leads to unforgettable travel experiences.
